Business
7 Simple Steps to Protect Yourself After a Data Breach
If your personal data has been exposed in a significant data breach, it’s crucial to take swift action to safeguard yourself and prevent identity theft. Here are seven straightforward steps to protect your information:
1. Freeze Your Credit
Start by freezing your credit with the three major credit bureaus: Experian, Equifax, and TransUnion. This will prevent anyone from opening new accounts in your name. You can lift the freeze temporarily if you need to apply for credit.
2.Monitor Your Credit Reports
Regularly check your credit reports for any unusual activity. You are entitled to one free report per year from each of the major credit bureaus. Identifying suspicious activity early can help you address issues before they escalate.
3. Enroll in Identity Monitoring
Consider signing up for an identity monitoring service. These services alert you if your personal information appears on the dark web or is used in unauthorized ways. Some companies affected by breaches offer these services at no cost.
4. Activate Two-Factor Authentication
Enhance the security of your online accounts by enabling two-factor authentication (2FA). This adds an extra layer of protection by requiring a verification code sent to your phone in addition to your password.
5. Use Strong, Unique Passwords
Avoid using the same password across multiple sites. Ensure that each account has a strong, unique password. A password manager can help you create and manage these passwords securely.
6. Beware of Phishing Scams
Be cautious of emails or messages that seem suspicious. Scammers may impersonate legitimate organizations to steal your personal information. If something seems off, do not click on any links or provide personal details.
7. Verify Messages Independently
Do not rely solely on the contact information provided in messages that appear to be from your bank or other service providers. Instead, visit the official website of the company or use the contact number on your card to verify the message’s authenticity.
Taking these steps can significantly reduce your risk of falling victim to identity theft and help you regain control over your personal information.
Former Kaduna Central Senator Shehu Sani has criticized the World Bank for worsening Nigeria’s economic difficulties. In a post shared on X, Sani accused the institution of projecting that Nigeria’s hardship would extend for another 15 years before the country could reach a better economic future. He questioned how many Nigerians would be left to enjoy that future, and how many African nations the World Bank has successfully helped to prosperity.
Sani’s remarks follow the World Bank’s latest *Africa’s Pulse* report, which forecasts that the Nigerian Naira will be among the worst-performing currencies in Sub-Saharan Africa by August 2024. The report placed the Naira’s decline alongside that of the Ethiopian Birr and South Sudanese Pound.
Heirs Insurance Group (HIG) recently announced impressive financial results for the 2023 fiscal year, marking significant growth across all key metrics. The Group’s Gross Written Premium (GWP) surged by 59.3%, from N19.9 billion in 2022 to N31.7 billion in 2023. This remarkable performance underscores HIG’s resilience and operational efficiency, further solidifying its position as one of Nigeria’s fastest-growing insurance firms.
Heirs General Insurance (HGI) saw a 77% increase in GWP, reaching N12 billion in 2023. HGI’s profit before tax (PBT) also rose by 203%, reflecting the company’s effective cost management. Similarly, Heirs Life Assurance (HLA) reported a 71% GWP increase and a staggering 395% rise in PBT. Both companies have demonstrated a strong commitment to customer satisfaction, disbursing billions in claims.
Beyond financial success, HIG actively engages in corporate social responsibility (CSR) projects, contributing over N100 million to education, community development, and financial literacy. With plans for future expansion and innovation, HIG is poised to remain a key player in Nigeria’s evolving insurance market.
Federal Capital Territory (FCT) Minister, Nyesom Wike, has called on Nigerians to fulfill their tax obligations, emphasizing that government revenue is essential for delivering social services. Wike made this appeal during the inaugural Abuja Business and Investment Summit, held in Abuja on Wednesday.
Speaking on the summit’s theme, “Optimising Investment Through Partnerships,” Wike stressed the importance of collaboration to generate investment opportunities. He dismissed the misconception that the government does not need revenue, explaining that taxes are crucial for funding public services.
Wike reiterated that both investors and the government must benefit from such partnerships, ensuring that both parties “go home smiling” through a fair exchange of services and taxes.
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